If Fern Garrison didn't have bad luck she'd have no luck at all! Thrown out of her apartment by her roommate who's fallen for an interior decorator Fern has to find a place to stay and fast. But things go from bad to worse when she hits a brand new Lamborghini and injures the super model inside. How much can you get sued for hitting a super model in a Lamborghini? Maybe the price is becoming her slave!